The housing market has been a roller coaster. But one factor has remained stable throughout the housing crisis: Fewer millennials have bought homes over the last 30 years. There has been a severe drop in homeownership of all single people below the age of 40. Research confirms that in the 20-year period between 1980 and 2000, 20-something people owning homes dropped from 43% to 38%. Those in their forties did worse, dropping in home ownership from 61% to 55%. It got worse during the economic recession, where both groups homeownership cut in half, based on Federal Reserve reporting.

Experts say that several issues cause the declines in under-forty homeownership, but the student loan factor is a huge constraint to home ownership. Bloomberg Business reports that there is presently a combined trillion dollars in outstanding student loan debt. This debt has would-be buyers waiting to buy a home until they can get a better job and payoff their student loan.

Joblessness has also added to deteriorating home sales for this demographic. Employment figures are gradually improving. It is suspected that once unemployed percentages fall to a more manageable ratio and more jobs are added, specialists tell us that home buying for the under -forty gang will go up. But for now, having job security is essential for buying a home.

Until marital stats change, watch for singles to continue renting. The single individual must pay the costs of student loans, car payments, monthly bills, insurance and so on by themselves. Factor in a mortgage and the costs of the loan and upkeep, it’s no wonder they opt to rent instead. When people are married, more often than not, they have two incomes coming in, and that makes the costs of buying much more feasible than doing it on your own, but it’s interesting to see the connection between marital status and renting versus home ownership.

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OMAHA (AP) — An apparently intoxicated airline pilot was stopped at Omaha’s airport on Thursday before boarding a commercial flight…

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MADISON (AP) — Gov. Scott Walker has appointed former Bucyrus International CEO Tim Sullivan to serve as a special consultant…

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SHEBOYGAN — 28-year-old Josh Keenan has been charged with second degree reckless homicide after initially being charged with felony child…

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Obesity statistics have got most of us on a diet or at least aware of their nutritional content of the food we eat. Regardless of whether you’re eating in a restaurant or cooking for yourself at home you have a lot of choices of what you can eat. The bad news is that most of those choices were designed for ease of preparation and attractive taste instead of nutrition.

A positive result of all the attention being given to our obesity rates is that most restaurants now have healthier choices included in their menus. Fast food places once featured only burgers and fries, but now you can get a salad and maybe even some fruit at almost any of them. The alternative grilled chicken sandwich is a popular substitute for high-fat burger.

The occasional cheat meal isn’t going to hurt you any, but if eating out is something that you do often, you will need to pay more attention to what you order. Salads are always good and at many places you have a choice of meat types to include in them.

Side dish choices at chain restaurants typically include steamed or grilled vegetables. Both are terrific options. Bake potatoes are very common and rice is often served as well. These diet demons are typically to be avoided when eating at home, but are much better choices than fried potatoes or other vegetables when you’re eating out.

Stay alert to deceptively healthy sounding items that are actually no better for you than a treat when it comes to the actual nutritional value. Fried foods, including hush puppies, fried okra, hash browns and french fries will have a very high fat content and you know to avoid them; however, the alternative green beans, carrots and even sweet potatoes are often prepared using so much butter, salt and loads of sugar that they are not better alternatives in the end.

Please don’t take this to mean that you must shun your favorite foods in order to stay healthy. Even the authors of many of the top diet books recommend indulging once in a while, because it helps you stick with the program the rest of the time. Restaurant menus are designed to keep people coming back because the food is so tasty. When you are eating out, you’ll just need to give a little consideration to what you’re trying to do and which foods would be the best way to do it.

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The Federal Reserve says there has been an obvious drop-off in home buying for single people under 40-years old. Analysis shows that in the 20-year period amid 1980 and 2000, 20-something people buying homes sank from 43% to 38%. Would-be buyers in their forties sank in home ownership from 61% to 55%. Both groups took another hit during that past year’s recession, where Federal Reserve reporting says, both of the groups cited above, was further reduced by half.

Even with government help in paying them off, experts say that the student loan factor is a huge constraint to home ownership. And while there are more reasons than that, Bloomberg Business reports that there is currently a combined trillion dollars in outstanding student loan debt. This debt has hopeful buyers waiting to buy a home until they can get a better job and payoff their student loan.

One reason for the decline in buying homes is difficulty in finding jobs. Unemployment has contributed to this decline in home sales for this demographic. Unemployment stats are slowly improving; once unemployed falls to a more manageable percentage and more jobs are added, experts tell us that home buying in the under -forty crowd will uptick.

Until marriage stats go up, look for singles to rent. One of the reasons the under-forty crowd isn’t buying is because they’re single. That single person has to bear the costs of student loans, car payments, and monthly bills. Add a mortgage and possibly homeowner association fees on top of the usual bills, and buying a home is tough. Married people generally have two-incomes from which to pool money. Home ownership is easier when there are two paychecks.

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PORT WING, Wis. (AP) — With absentee rates as high as 33 percent, a northwestern Wisconsin school district decided to…

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Hair salons today offer services and style for just about everyone. Hair salons now do more than cut, wash, and “set” hair. Today’s salons are fashionable, full-service places where services such as eyebrow threading, hair extensions, hair feather extensions, deep conditioning, hair relaxing, advanced coloring, and Brazilian blow drys may be offered.

Hair salons could also offer tanning, manicures, pedicures, and other special services that you’ll see when you search, but the staple of every hair salon is offering great haircuts. In addition to cuts, hair coloring is a staple. Some salons offer advanced coloring and some stylists in salons may be the “color specialist”, so be sure to ask, if color, especially advanced high and low lights are wanted.

Hair salons are fun because of the clientele. Typically, clientele grows through word of mouth. In other words, a friend likes your hair; they go. Their friend likes their hair and they go, and so on. In the long run, it seems that everybody you know is going to your salon! Some salons specialize in color expertise, some cater to the college crowd, some cater to the working professional; some appeal to the elderly; certain salons are for the cutting-edge only. When you go in for a haircut, especially on your first visit, let the stylist see a few pictures of how you like your hair. After the stylist gets to know you, no pictures will be needed unless you are going for a change.

Search online for a salon near you. Open and read all the local salon websites and pay attention to the vibe their website gives you. You’ll be able to tell if they’re the one for you. Notice what services they offer and if posted, what their prices are. From there, just give them a call and get an appointment.

You don’t have to spend hours on the Web looking for information about spas in madison wi.

On that special anniversary, set up a special day where a chauffeur takes your spouse everywhere they’re going. What a treat to shower them with the same luxuries, especially with a chauffeured limousine. Then top it off with a special dinner at a romantic restaurant; it’ll make for an anniversary never to be forgotten. What better way to show your spouse that you remember your wedding day, than to replicate it on a special anniversary.

If you’re a wife giving this gift to your husband, imagine a chauffeur and limo taking him to work, lunch, appointments, and such. If you’re a husband treating your wife, imagine her shopping, meeting the girlfriends for lunch, running errands and such. What a luxurious surprise! First locate a limo company that has chauffeurs who do double-duty and will act as a personal assistant for the day. Pull up their websites and read about what services they offer; then give them a call. Be sure they offer services such as holding packages, opening doors, delivering them safely wherever they choose to go.

Depending on the company, you can often choose from a Rolls Royce or even a Hummer-stretch, it’s just a matter of preference and budget. Top limo services offer great service, on-time performance with plenty of extra touches, but start by looking for the kind of car you want.

Usually the cars are stocked with the champagne of your liking along with food if requested. But they’ll customize any service to your liking. Make arrangements for them to stock the car with things your spouse enjoys. If your wife or husband loves Starbucks, arrange for a scheduled stop before shopping or work. If your husband or wife likes a certain kind of flowers or food, arrange with the limo company to have those stocked in advance. Best limousine services will accommodate you to make that anniversary special and unforgettable.

Have the chauffeur pick you both up and take you to the best restaurant in town to cap off the special day. Knowing your chauffeur will drive you home, you can both celebrate with drinks before driving you both home to complete this memorable day.

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MILWAUKEE — The Milwaukee Police Department released its crime statistics for 2011 Thursday. The report shows violent crime in the…

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